Central Oklahoma Clearing House Association

Critical Protection for Financial Institutions

Full Schedule of Fees

Depositors with less than 1 Million Items monthly
Category Amount
District Clearing-Select (member of record 3/31/02) .005 per deposited item
District Clearing-Regular (member after 3/31/02) .015 per deposited item
NCHA National Consolidator .020 per deposited item
COCHA National Consolidator .020 per deposited item
Non-District .030 per deposited item
Return Items .30 per return
Adjustments .35 per adjustment
Presenting Institution COCHA Member NCHA Member
COCHA Select COCHA Regular
with
Common
District
Presence
COCHA
Consolidator
COCHA
Select
Consolidator
Regular National
Consolidator
COCHA Select .005 .005 .005 .005 .015 .02**
COCHA
Regular
.015 .015 .02** .02** .015 .02**
COCHA
Consolidator
.015 .015 .02** .02** .015 .02**
COCHA
Select Consolidator
.005 .005 .015 .005 .015 .02**
  • ALL Presented Returns .30 per item
  • ALL Adjustments .35 per item charged to bank of first deposit
  • .02** - Rate includes a rebate credited to receiving consolidator institution
Volume Discount Pricing Structure
Presenter Deposits
this number of
items per month
Receiver is:
In District Consolidator
Less than 1 Million See pricing
chart above
See pricing
chart above
1 to 2 Million .0105 .0145*
2 to 5 Million .009 .013*
Presented AND Received items
EACH More than 1 Million
.085 .0115*
More than 5 Million .0065 .0095*
More than 25 Million .0048 .00725*
More than 50 Million .00415 .00615*
  • ALL Presented Returns .30 per item
  • ALL Adjustments .35 per item charged to bank of first deposit
  • * - rate includes a revenue share credited to receiving consolidator institution